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I am moving and would like to keep my existing customers and do business via mail/UPS/Fedex. However, I am concerned that these groups may only reimburse the value of the materials and not the labor that went into the piecing and quilting. I plan on insuring the quilt when shipping it back, but I don't want to be responsible if something goes wrong in shipping. Does anyone have a policy that they explain to customers their limited liability before shipping quilts back and forth? Thanks! Julia