One thing that hasn't been mentioned on here is customers under the age of 18. I live in a 2-University City (Southern Miss and Willian Carey) and, of course, tons of the kids are under 18. They want to have their sorority or frat shirts make into a quilt. You can not enter a contractual agreement with them. They have to pay up front and/or have their parents bring in the shirts for a quilt. The one good thing is they all seem to have lots of money!