Jump to content

KarenH

Member
  • Posts

    891
  • Joined

  • Last visited

  • Days Won

    1

Reputation Activity

  1. Upvote
    KarenH reacted to vegaslady in Ranting about my home based business insurance company   
    As a retired insurance broker I can assure you that 1) your rates will go up and up when you stay with the same company; 2) that every 5 years you should be shopping rates; 3) that your 'business' is not being rated on YOUR experience and claims but one of a group of "like" businesses.  (Now, how many quilting businesses does it take to be an "industry".  I can't be certain but I would guess that a quilting business would be tossed into the same as tailor / seamstress and how many are there today?  Where are they located?  So many are in dry cleaners' shops.  So if that is the 'industry', the claims could actually be high (using chemicals, damages, losses, etc.); 4) how many quilts belong to customers have you actually 'ruined'...probably none; 5) are your customers coming into your home?  How much liability do you have?  If there was a liability / injury loss to a customer, your homeowner's would likely cover it;  6) where is your quilting business located?  If in a commercial building...of course you need good insurance coverage -  if in your home, do you really need it?  Are you doing enough business that IF a quilt was 'ruined' (rendered unrepairable) - that you could not cover the cost?; 7) where in your home is your equipment located?  If it's in the basement, are you subject to flooding (and remember flooding is water coming in - by disaster...NOT by water backing up!     These are all questions and thoughts that need answering or thinking about before even purchasing outside specific insurance.   As to machinery itself, it can be added to your homeowner or renter policy on a rider (if needed) but likely covered in and under your existing policy.  What is your deductible?  Most people carry higher deductibles on casualty loss (fire, wind, etc.) than liability / injury.   Would one claim for a quilt be worth the cost of premiums plus deductible?  Unless you are doing tons of quilts per year, are in a commercial building, are 'ruining' quilts of others........I would strongly ponder 'self-insuring'.  But, that's me.   But, in all cases of insurance (homeowners, auto..) make sure you keep all companies on their toes by getting quotes from others...you WILL save money, guaranteed.  You can't, however, keep changing companies every year or two or no one will want you!   Hope this helps.
    And, yes, location does matter (because of theft, distance to fire departments, water hydrants, etc.)  Same as the way you're rated for homeowner's.
  2. Upvote
    KarenH got a reaction from LibbyG in HONOR ABIDES HERE   
    Libby the quilt it beautiful!!!
  3. Upvote
    KarenH got a reaction from quilterkp in Best Feather Book?   
    Deloa Jones has an excellent book on feathers! No DVD with the book, but she does have some video's to watch.
  4. Upvote
    KarenH got a reaction from HeidiP in Quilt Path-Help!   
    We are up and connected!!! Thanks to David Adams for being so patient, he help me check all my connections and the last thing we did was reinstall the drivers and we are good to go!!
    Thank you all for your help, and thank you Barb Mayfield for the FB Group invite, alot of great info there!
    I'll let you know how I make out with rest!
  5. Upvote
    KarenH reacted to Mary Beth in The Millie Give Away   
    Pick me! Pick me!! Ok, ok, I know they will not be calling me. I already have a machine. Seems like they give them to people who do not already have a machine. But a girl can hope.
  6. Upvote
    KarenH got a reaction from dbams in Quilt Path-Help!   
    We are up and connected!!! Thanks to David Adams for being so patient, he help me check all my connections and the last thing we did was reinstall the drivers and we are good to go!!
    Thank you all for your help, and thank you Barb Mayfield for the FB Group invite, alot of great info there!
    I'll let you know how I make out with rest!
  7. Upvote
    KarenH got a reaction from Gail O in Quilt Path-Help!   
    We are up and connected!!! Thanks to David Adams for being so patient, he help me check all my connections and the last thing we did was reinstall the drivers and we are good to go!!
    Thank you all for your help, and thank you Barb Mayfield for the FB Group invite, alot of great info there!
    I'll let you know how I make out with rest!
  8. Upvote
    KarenH got a reaction from NHDeb in Quilt Path-Help!   
    We are up and connected!!! Thanks to David Adams for being so patient, he help me check all my connections and the last thing we did was reinstall the drivers and we are good to go!!
    Thank you all for your help, and thank you Barb Mayfield for the FB Group invite, alot of great info there!
    I'll let you know how I make out with rest!
  9. Upvote
    KarenH got a reaction from barbm in Quilt Path-Help!   
    We are up and connected!!! Thanks to David Adams for being so patient, he help me check all my connections and the last thing we did was reinstall the drivers and we are good to go!!
    Thank you all for your help, and thank you Barb Mayfield for the FB Group invite, alot of great info there!
    I'll let you know how I make out with rest!
  10. Upvote
    KarenH reacted to quiltmonkey in Computerized quilting   
    When I bought my APQS longarm machine in 2006 I did freehand and pantographs until around 2011 when I purchased my computerized system. I consider my computerized system to be "just another option" and "just another tool" in my toolbox for quilting choices. Even though I have a computer system, I still do freehand custom and freehand edge to edge. I still use rulers. And I also use my computer system for pantographs and custom designs. All of these options are tools for me to choose from. The computer system has been a great purchase for me. Mainly because it provides my customers more choices. It also saves time. Saving time means saving money for customers and saving time for me. It's been a great investment.
  11. Upvote
    KarenH reacted to Corey in Computerized quilting   
    No regrets here, I love my IQ.  Very pleased, best investment especially when you become "older", your body will thank you too..
  12. Upvote
    KarenH reacted to MaryQuiltsTx in Computerized quilting   
    I hope you share with us your computerized journey. I have wondered if I want to add this or not. I wonder about the learning curve, how steep a curve is it? Would I regret it? I am sure a lot of others have wondered also. Would love to learn from your discoveries. Have fun and i hope you never have regrets. 
  13. Upvote
    KarenH reacted to SWall in Computerized quilting   
    You will love it! I'm so glad I have mine and love to do quilts that have a combination of free hand and QP.
  14. Upvote
    KarenH reacted to Gator in Computerized quilting   
    Yeaaaaaa, you will not regret adding QP to your machine.  There's lots of help here on the forum (videos, etc) and other quilters with a wealth of QP knowledge.  Congrats.
  15. Upvote
    KarenH reacted to Gator in Computerized quilting   
    I was initially worried about getting a computer due to the learning curve and money.  I was invited to try out the IQ on a quilter's machine.  Showed me its capabilities, and had me lay out a quilt on the screen.  I was sold the minute she showed me I could "do it".  I have never looked back or questioned the purchase.  Quilt Path wasn't available when I bought my IQ in 2010. 
    Debbie, there's lots of sites that offer QP designs.  Most digitizers will format the designs in various formats, you just pick yours.  Digitech and Intelligent Quilting both do their designs in all formats.  Others do also, those are the two that I use most.
  16. Upvote
    KarenH reacted to gkazee in Computerized quilting   
    After a lot of research, and a six month delay because I chickened out, I purchased my Millie and had the Intelliquilter system installed.  My only regret was the six months I lost out on using this wonderful machine with IQ by being anxious about spending the money!  I love my IQ and wouldn't trade it for any other system!
  17. Upvote
    KarenH reacted to jgardog in Computerized quilting   
    Never looked back.  Best decision we ever made.
  18. Upvote
    KarenH reacted to lmeimann in Computerized quilting   
    I was nervous about spending the money but needed to bring my daughter into my business and we didn't have the time for her to develop her freehand quilting skills.  Have loved having quilt path--it thinks like we do.  The 2 day class was a wonderful thing, my daughter designs some of our patterns and we both enjoy using it.  Don't worry.
  19. Upvote
    KarenH reacted to Sue E. in Computerized quilting   
    I am on my 3rd system and from day one I have never looked back. My first computer was a CompuQuilter which was an absolute dream (I was the first APQS retail customer to get this system installed on my Millie in 2005) - it was so easy to use and understand. Unfortunately, due to many illnesses, the company went out of business and there was no longer any support and the system ran on an XP computer which was beginning to give me problems in 2014 or 2014. I decided to sell it and get another system which turned out to be not the best fit for me. I did not like at all. It did not "think like I did" and I could not get it to do what I needed it to do although I have seen some amazing quilts done using this system. It just wasn't the one for me. I now have an IntelliQuilter and I really like it. It can do so much but I have only just learned a tiny fraction of what it can do. The support system for this computer is great and there are several chat groups you can join.
    I say, don't be nervous. Just go for the system that you think fits you the best. Be sure to try it out and really learn what it can and cannot do and how easy it is to use. My mistake of taking someone else word for how easy it was to use was quite costly to me.
  20. Upvote
    KarenH got a reaction from MaryQuiltsTx in Computerized quilting   
    Hi,
    For those of you who decided to go computerized, were you nervous about the purchase??? And were you happy once you had it??? 
    I am about to order my system and I am a bit nervous! 
    Thanks!
     
  21. Upvote
    KarenH got a reaction from Quilting Heidi in News about Rita   
    Oh no, I am so sorry. Thank you Heidi for letting us know. I will be praying for her family, so sad.
  22. Upvote
    KarenH got a reaction from Gail O in Computerized quilting   
    Thank you all for the input!
    I guess I will take the leap and call  my APQS rep, since I am going with Quilt Path.

     
  23. Upvote
    KarenH got a reaction from quilterkp in Computerized quilting   
    Thank you all for the input!
    I guess I will take the leap and call  my APQS rep, since I am going with Quilt Path.

     
  24. Upvote
    KarenH got a reaction from Quilting Heidi in Quiltazoid for sale   
    Quiltazoid is Sold!
  25. Upvote
    KarenH got a reaction from Mary Beth in Ruler Mate   
    I think I will try to take off the thread cutter and see how it goes. It does't seem to complicated to take off.
    I'll let you know how it goes!
×
×
  • Create New...